Costs, Quotes & Carriers
Typical ranges, what drives them, and how the sellers compare
- Simply Business vs. Hiscox: Marketplace or Direct?This isn't two carriers head-to-head — it's two different machines. Simply Business is a marketplace that shops a panel of insurers from one application; Hiscox is a direct writer underwriting its own paper. We map which machine fits which buyer, and why the smartest move is often running both.Maya Trent · Aug 1, 2026
- NEXT Insurance Review 2026: Fast COIs, Digital-FirstNEXT is the app-first direct writer built around the certificate: quote online, bind, and share a live COI from your phone. We review where its appetite genuinely fits — trades, work trucks, certificate-gated jobs — and where a marketplace pass or a professional-liability specialist beats it.Maya Trent · Jul 31, 2026
- Simply Business Review 2026: The Marketplace, TestedSimply Business is a marketplace, not a carrier: one application, quotes from multiple insurers, policies bought online. We review it as a shopping tool — how the quote flow works, which carriers sit on the panel, where it fits, and where you're better off direct or with a specialist.Maya Trent · Jul 29, 2026
- Hiscox Small Business Insurance Review 2026Hiscox writes its own paper and built its US small-business book on professional liability for consultants and micro businesses. We decode the advertised from-prices, flag which lines are actually partner paper, and call who the direct writer fits — and who should run a marketplace pass first.Maya Trent · Jul 28, 2026