Landscaping / lawn care insurance
Trailered mowers and seasonal crews mean landscapers shop three policies at once: general liability, equipment coverage, and workers' comp that survives a payroll audit.
The typical coverage stack
What a landscaping / lawn care operation usually carries. Workers’-comp rules depend on your state — run the checker with your state for the exact answer.
General liability
Commonly required by clientsThe policy clients ask for on a certificate — $1M per occurrence / $2M aggregate is the common commercial-contract minimum.
$430–$860/yr typical
Business owner's policy
Worth consideringYou have premises or equipment exposure — a business owner's policy usually bundles liability and property for less than buying them apart.
$700–$1,300/yr typical
Workers' comp
Commonly required by clientsWhether it is legally required depends on your state — most mandate it once you hire. Run the checker with your state for the exact rule.
Per $100 of payroll — run the checker with your state
Commercial auto
Commonly required by clientsYou drive for work — personal auto commonly excludes business use, so you need commercial auto or a hired-&-non-owned endorsement.
Varies — compare quotes
Compare quotes
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Simply Business
A marketplace that shops multiple carriers in one flow — the fastest way to line up quotes side by side, and strong for same-day COIs.
Simply Business — trades
Trade-focused quote flow for contractors, cleaners, and other hands-on businesses.
Hiscox
A direct writer (not a marketplace) with a strong appetite for consultants and service firms; professional liability is its bread and butter.