BizQuotedCoverage worksheet · US small businessCheck coverage

Window cleaning insurance

Ladder and lift work moves window cleaners into a higher general-liability band than interior janitorial — and commercial buildings still want the same certificate first.

LOWMODERATEHIGH
Editorial risk band · High

The typical coverage stack

What a window cleaning operation usually carries. Workers’-comp rules depend on your state — run the checker with your state for the exact answer.

  1. General liability

    Commonly required by clients

    The policy clients ask for on a certificate — $1M per occurrence / $2M aggregate is the common commercial-contract minimum.

    $540–$1,080/yr typical

  2. Workers' comp

    Commonly required by clients

    Whether it is legally required depends on your state — most mandate it once you hire. Run the checker with your state for the exact rule.

    Per $100 of payroll — run the checker with your state

Compare quotes

We only link where a partner exists, and we never reorder these for a commission.

  • Simply Business

    A marketplace that shops multiple carriers in one flow — the fastest way to line up quotes side by side, and strong for same-day COIs.

  • Simply Business — trades

    Trade-focused quote flow for contractors, cleaners, and other hands-on businesses.

  • Hiscox

    A direct writer (not a marketplace) with a strong appetite for consultants and service firms; professional liability is its bread and butter.