Painter insurance
Interior repaints price near the trade average; ladder height and exterior spray work are what push a painting operation's band up.
The typical coverage stack
What a painter operation usually carries. Workers’-comp rules depend on your state — run the checker with your state for the exact answer.
General liability
Commonly required by clientsThe policy clients ask for on a certificate — $1M per occurrence / $2M aggregate is the common commercial-contract minimum.
$430–$860/yr typical
Workers' comp
Commonly required by clientsWhether it is legally required depends on your state — most mandate it once you hire. Run the checker with your state for the exact rule.
Per $100 of payroll — run the checker with your state
Commercial auto
Commonly required by clientsYou drive for work — personal auto commonly excludes business use, so you need commercial auto or a hired-&-non-owned endorsement.
Varies — compare quotes
Compare quotes
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Simply Business
A marketplace that shops multiple carriers in one flow — the fastest way to line up quotes side by side, and strong for same-day COIs.
Simply Business — trades
Trade-focused quote flow for contractors, cleaners, and other hands-on businesses.
Hiscox
A direct writer (not a marketplace) with a strong appetite for consultants and service firms; professional liability is its bread and butter.