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Dog walker / pet sitter insurance

Animal bailee questions — what happens if a dog in your care is hurt or hurts someone — are what a dog-walking business's liability quote needs to answer.

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Editorial risk band · Moderate

The typical coverage stack

What a dog walker / pet sitter operation usually carries. Workers’-comp rules depend on your state — run the checker with your state for the exact answer.

  1. General liability

    Worth considering

    Foundational third-party coverage for bodily-injury and property-damage claims.

    $320–$650/yr typical

  2. Workers' comp

    Commonly required by clients

    Whether it is legally required depends on your state — most mandate it once you hire. Run the checker with your state for the exact rule.

    Per $100 of payroll — run the checker with your state

Compare quotes

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  • Simply Business

    A marketplace that shops multiple carriers in one flow — the fastest way to line up quotes side by side, and strong for same-day COIs.

  • Simply Business — trades

    Trade-focused quote flow for contractors, cleaners, and other hands-on businesses.

  • Hiscox

    A direct writer (not a marketplace) with a strong appetite for consultants and service firms; professional liability is its bread and butter.